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A correction or another catastrophy?


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#1 Holleyman

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Posted 03 February 2014 - 04:24 PM

Markets are making another down turn, 10% + off of highs. Maybe Wall street got the memo that main street never pulled out of the 2008 mess.  Underemployment and people out of the work force is still very high. Wages are stagnant and debt is sky rocketing again.  I hoped to never see another 2008-2009 yet here we are on the cusp of something similar or maybe worse.

Depresses me to think about it.  Any thoughts from my southern neighbours?


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#2 Mofo Jones

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Posted 03 February 2014 - 11:43 PM

The government claims the recession ended in 2009.  I think it was an economic depression and they didn't say anything in order to avoid panic, finger pointing, etc.  I agree that the jobs that are available are low to no skills required with a similarly depressing pay scale.  I hope for the best but am trying to be prepared for the worst.


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#3 Holleyman

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Posted 04 February 2014 - 07:34 PM

How exactly are you preparing?  Just curious as I too am hoping for the best but really not counting on it.


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#4 Johnny Cool

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Posted 05 February 2014 - 09:45 AM

How exactly are you preparing?  Just curious as I too am hoping for the best but really not counting on it.

 

This is a question that everyone should be aware of and also covered by real journalists that exist on TV/Cable/Satiliite TV newscasts (as opposed to the ill-trained muck that poses as a real 'news reporter'. Some of the ads on the 'net are so horrible that I cannot believe people now-a-days have learned not to fall for this tripe. Yes, there's a sucker born every minute (and no, that really did not come from PT Barnum. It was really his rival David Hannum, a grade-A sucker himself. 

 

http://blogcritics.o...heres-a-sucker/

 

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Edited by Johnny Cool, 05 February 2014 - 09:50 AM.


#5 Holleyman

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Posted 05 February 2014 - 07:47 PM

I was thinking more of carrying no debt, buying land and income generating real estate, save cash, reduce equity exposure and maybe down size the lifestyle a bit.  But hey, I could always find uses for duct tape!


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#6 Johnny Cool

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Posted 06 February 2014 - 09:32 AM

I was thinking more of carrying no debt, buying land and income generating real estate, save cash, reduce equity exposure and maybe down size the lifestyle a bit.  But hey, I could always find uses for duct tape!

 

I like it! The down size bit is a very wise idea as well. I read a news article about it just days ago:

 

 

Why this millennial quit his 6-figure job and gave away most of his possessions

 

 By Jenna Goudreau February 3, 2014 10:44 AM

 

Joshua Fields Millburn (left) and Ryan Nicodemus (Photo by Adam Dressler)

 

Joshua Fields Millburn, who at age 27 became the youngest director of operations at a large telecom company in the Midwest, had been asked to craft a plan to close eight retail stores and terminate 41 workers. But when he handed the report to his boss in early 2011, it included 42 names. At the top of the list he’d written his own. 

 

Two years before, Millburn had watched his mother die and his marriage dissolve in the span of a month. When he looked around at the life he’d built for himself — a six-figure salary, impressive title, and big house full of stuffed closets — he didn’t feel fulfilled. Instead, he felt weighed down by the things he’d accumulated. Working 80 hours a week trapped in a cycle of consumerism had ultimately ruined his relationship and left him with $100,000 of debt. 

 

Then he came across the idea of minimalism, a lifestyle dedicated to clearing the clutter in your life and making room for the things that are truly important to you. Over a period of eight months, Millburn stopped buying things he didn’t need, gave away most of the stuff he had, and downsized to a one-bedroom apartment in Dayton, Ohio.

 

When his longtime friend and coworker Ryan Nicodemus finally asked, “Why the hell are you so happy lately?” he realized he was onto something. Millburn explained his new lifestyle, and Nicodemus was instantly hooked. Together they launched a website about their journey, TheMinimalists.com, and

recently published a book, “Everything That Remains.” 

 

“Once I shed the superfluous things I owned, it led to other parts of my life: my health, relationships, work,” Millburn tells Business Insider. “I had wrapped up my identity in my career and status, but started to realize that it wasn’t in line with my beliefs.”

 

Since walking away from the corporate world and dedicating himself to his writing, Millburn, now age 32, says he’s paid off all his debt, lost 80 pounds, and moved to a small town in Montana, where he surrounds himself only with things that are functional and bring him joy. 

 

On his website and in talks, Millburn shares his strategies for paring down, and he insists that embracing minimalism doesn’t have to be as dramatic or life altering as his experience. For some, it may be as simple as thinking more carefully about what you buy or how you spend your time.  He suggests these three steps for getting started today:

 

1. Ask yourself how your life might be better if you owned fewer material possessions. "A lot of people might want to declutter their closets," says Millburn. "But without understanding the purpose behind it, they will just get cluttered again."

 

 2. Get rid of one thing each day for a month."This will help you build momentum," he says. At the end of the 30 days, you'll likely end up tossing a lot more than 30 items, since you've devoted that time to really looking.

 

3. Recruit a friend to help. "The act of decluttering is fairly boring," Millburn  says. "If you can have an accountability buddy that’s helping you, it can make it fun." Plus, if you motivate each other, ultimately you both win.

 

http://finance.yahoo...-205835000.html

 

 

http://www.theminimalists.com/

 

http://www.amazon.co...ng That Remains

 

Why this millennial quit his 6-figure job and gave away most of his possessions

 

 By Jenna Goudreau February 3, 2014 10:44 AM

 

 

 

 

Joshua Fields Millburn (left) and Ryan Nicodemus (Photo by Adam Dressler)

 

 

 

Joshua Fields Millburn, who at age 27 became the youngest director of operations at a large telecom company in the Midwest, had been asked to craft a plan to close eight retail stores and terminate 41 workers. But when he handed the report to his boss in early 2011, it included 42 names. At the top of the list he’d written his own. 

 

Two years before, Millburn had watched his mother die and his marriage dissolve in the span of a month. When he looked around at the life he’d built for himself — a six-figure salary, impressive title, and big house full of stuffed closets — he didn’t feel fulfilled. Instead, he felt weighed down by the things he’d accumulated. Working 80 hours a week trapped in a cycle of consumerism had ultimately ruined his relationship and left him with $100,000 of debt. 

 

Then he came across the idea of minimalism, a lifestyle dedicated to clearing the clutter in your life and making room for the things that are truly important to you. Over a period of eight months, Millburn stopped buying things he didn’t need, gave away most of the stuff he had, and downsized to a one-bedroom apartment in Dayton, Ohio.

 

When his longtime friend and coworker Ryan Nicodemus finally asked, “Why the hell are you so happy lately?” he realized he was onto something. Millburn explained his new lifestyle, and Nicodemus was instantly hooked. Together they launched a website about their journey, TheMinimalists.com, and

recently published a book, “Everything That Remains.” 

 

“Once I shed the superfluous things I owned, it led to other parts of my life: my health, relationships, work,” Millburn tells Business Insider. “I had wrapped up my identity in my career and status, but started to realize that it wasn’t in line with my beliefs.”

 

Since walking away from the corporate world and dedicating himself to his writing, Millburn, now age 32, says he’s paid off all his debt, lost 80 pounds, and moved to a small town in Montana, where he surrounds himself only with things that are functional and bring him joy. 

 

On his website and in talks, Millburn shares his strategies for paring down, and he insists that embracing minimalism doesn’t have to be as dramatic or life altering as his experience. For some, it may be as simple as thinking more carefully about what you buy or how you spend your time.  He suggests these three steps for getting started today:

 

1. Ask yourself how your life might be better if you owned fewer material possessions. "A lot of people might want to declutter their closets," says Millburn. "But without understanding the purpose behind it, they will just get cluttered again."

 

 2. Get rid of one thing each day for a month."This will help you build momentum," he says. At the end of the 30 days, you'll likely end up tossing a lot more than 30 items, since you've devoted that time to really looking.

 

3. Recruit a friend to help. "The act of decluttering is fairly boring," Millburn  says. "If you can have an accountability buddy that’s helping you, it can make it fun." Plus, if you motivate each other, ultimately you both win.

 

http://finance.yahoo...-205835000.html

 

 

http://www.theminimalists.com/

 

http://www.amazon.co...ng That Remains



#7 Holleyman

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Posted 06 February 2014 - 04:20 PM

We are planning to build this year and moving into our new home in 2015.  We are going from 2800 square feet down to 1200 square feet with a loft.  The downsizing is exciting and scary at the same time.  I have been great at accumulating "stuff".

We did a close local trip for Christmas instead of presents this year. 

Getting rid of one thing a day sounds like a challenge.


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